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Life would be terribly difficult if they took away all my credit cards.
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I pay my bills on time. But I have to keep using my credit cards because I run out of cash between paychecks.
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I'd love to get a consolidation loan and pay off all my charge cards.
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I usually borrow from friends and relatives to make ends meet each month.
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When I come home from shopping, I usually hide the things I bought so my family won't see them.
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The balance in my savings account is shrinking and it's hard to save money.
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I'm a good juggler. I can always find a way to put off paying a bill so I can pay my charge cards on time.
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I have at least two Visas and two MasterCards.
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Yes, I've used the cash advance on one credit card to make payments on my other credit cards.
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My credit card payments are eating up more than 20 percent of my monthly income.
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I usually pay only the minimum monthly payment on my credit cards.
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Someday I'll get the money to pay off all my charge cards. |
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| Score: |
Answer True to six or more and you're headed for trouble. Answer True to nine or more and you may have a serious problem. |
